tylerclackum.com is owned and operated by Tyler Clackum Agency LLC, doing business as Tyler Clackum Insurance Advisory (“we,” “us,” “our”).

Welcome to tylerclackum.com. By using our services, website, or engaging with us in any way, you agree to the following Terms and Conditions. Please read them carefully as they explain the rights and responsibilities between you (the customer) and tylerclackum.com.

1. Agreement to Terms

By accessing our website, requesting a quote, purchasing a policy, or using our services, you agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree, please do not use our services.

2. Insurance Services

• We provide insurance products and services tailored to individuals, families, and businesses.

• All quotes are based on the information you provide, and final coverage is subject to underwriting approval.

• Policies are issued according to applicable laws and regulations in your state or region.

3. Your Responsibilities

• You agree to provide accurate, complete, and truthful information when applying for insurance, filing claims, or communicating with us.

• You must promptly notify us of any changes in your personal, business, or financial circumstances that may affect your policy.

• Misrepresentation or failure to disclose relevant information may result in denial of coverage, cancellation of policy, or claim denial.

4. Payments & Billing

• Premiums must be paid in full and on time as outlined in your policy documents.

• Late or missed payments may lead to policy cancellation or suspension of coverage.

• We accept payment methods as stated on your invoice or billing agreement.

5. Claims Process

• Claims must be reported promptly and include all necessary documentation.

• We may request additional information to process claims.

• Payment of claims is subject to policy terms, exclusions, and applicable deductibles.

6. Limitations of Liability

• tylerclackum.com
  provides coverage according to the specific terms outlined in each policy.

• We are not responsible for losses, damages, or liabilities beyond what is covered in your policy.

• We do not guarantee uninterrupted access to our website or services, though we aim to keep them reliable and secure.

7. Third-Party Services

Our services may involve third-party providers such as reinsurers, claims adjusters, or technology vendors. We are not responsible for the actions or services of these third parties, though we carefully select partners to safeguard your interests.

8. Intellectual Property

All content on our website—including text, graphics, logos, and materials—belongs to tylerclackum.com. You may not copy, reproduce, or distribute our content without prior written permission.

9. Termination

We reserve the right to suspend or terminate your policy or access to our services if you breach these Terms and Conditions or fail to meet policy requirements.

10. Governing Law

These Terms and Conditions are governed by and construed under the laws of the State of Georgia, United States. Any disputes will be resolved in the courts of that jurisdiction.

11. SMS/Text Messaging Terms

By opting in to receive text messages from Tyler Clackum Agency LLC (doing business as Tyler Clackum Insurance Advisory) through the form on our website, you agree to the following:

• Program description: You will receive text messages regarding insurance products and services, including quotes, appointment reminders, follow-ups, customer care messages, and, if you selected marketing messages, promotional offers.

• Message frequency: Message frequency varies; up to 10 messages per month.

• Fees: Message and data rates may apply. Please check with your mobile carrier for details.

• Opt-out: You can cancel at any time by texting STOP. After you send STOP, we will confirm your unsubscribe status and you will no longer receive text messages from us. To rejoin, sign up again through our website.

• Help: Reply HELP for assistance, or contact us at tyler@tylerclackum.com.

• Consent not required: Consent to receive text messages is not a condition of purchasing any goods or services, and you may revoke your consent at any time.

• Age restriction: Our SMS program is intended for individuals 18 years of age or older. By opting in to receive text messages, you confirm that you are at least 18 years old.

• Carriers: Wireless carriers are not liable for delayed or undelivered messages.

• Privacy: Please see our Privacy Policy for how we handle your information. Mobile information and text messaging opt-in data and consent will not be shared with or sold to any third parties or affiliates for marketing or promotional purposes.

12. Changes to Terms

We may update these Terms and Conditions from time to time. Updated terms will be posted on our website with a revised “Last Updated” date.

13. Contact Us

For questions about these Terms and Conditions, please reach out:

tylerclackum.com
tyler@tylerclackum.com